LD7209 Financial Technologies for Market Modelling and Analysis Assessment Brief 2026 | Northumbria University Newcastle
LD7209 Financial Technologies for Market Modelling and Analysis Assessment Brief
Submission of Assessment
Electronic Management of Assessment (EMA): Please note that if your assignment is submitted electronically, it will be submitted online via Turnitin by the given deadline. You will find a Turnitin link on the module’s eLP site.
It is your responsibility to ensure that your assignment arrives before the submission deadline stated above. See the University policy on late submission of work.
Please note that assignments are subject to anonymous marking.
Instructions on Assessment:
This module is assessed by an individual assignment (3000 words) weighted at 100%.
You have been asked to critically investigate a financial sector materially transformed by technology. Your analysis should be in the form of a recommendation to the Chief Executive Officer (CEO) of a financial firm.
The purpose of the evaluation and recommendation is to convey your opinion on the business and Technology Strategy within a particular financial sector of your choice.
You are free to choose a financial sector of your own choice from the following (Choose one of them and provide a brief introduction supported with accredited sources).
- Lending
- Payments
- Asset management
- Insurance
- Risk management
- Or Capital markets
Your analysis must include Market analysis, Characteristics of the organisation, Opportunities, and Risks within the financial sector, supported with relevant data from accredited academic sources.
Please write a report to demonstrate critical analysis and an understanding of Fintech developments within your chosen financial sector. Include a critical discussion on how technology, data analytics, and customer access may be providing opportunities and products you made a recommendation to the CEO of the financial firm.
Provide relevant recommendations based on the analysis.
You will provide evidence of developed artefacts in the appendices.
Mapping to Programme Goals and Objectives
Knowledge & Understanding:
1. Demonstrate a comprehensive understanding of the FinTech landscape and critical awareness of the changes that influence the functioning of the financial industry and banking regulatory requirements, particularly with the emergence of FinTech companies.
2. Critically review, consolidate, and extend a systematic and coherent knowledge of existing banking regulations, theoretical discourses, methodologies or practices at the forefront of FinTech innovation and transformation within the financial services industry.
3. Develop critical thinking perspectives on the FinTech revolution with a focus on the role played by digital platforms.
Professional Skills & Abilities:
4. Autonomously implement and evaluate appropriate advanced business models in FinTech, drawing on and recognising differentiator factors.
Personal Values Attributes (Global / Cultural awareness, Ethics, Curiosity) (PVA):
5. Apply new and novel methods to undertake a critical analysis and evaluation of concepts relating to transformations, best practices in digital industries and how firms in financial services are embracing the new rules of competition.
Assessment Regulations
You are advised to read the guidance for students regarding assessment policies. They are available online here.
Academic Misconduct
The Assessment Regulations for Taught Awards (ARTA) contain the Regulations and procedures applying to cheating, plagiarism, the use of Artificial Intelligence (AI) Systems, and other forms of academic misconduct.
The full policy is available here
You are reminded that plagiarism, collusion, the use of Artificial Intelligence (AI) Systems, and other forms of academic misconduct, as referred to in the Academic Misconduct procedure of the assessment regulations, are taken very seriously. Assignments in which evidence of plagiarism or other forms of academic misconduct is found may receive a mark of zero.
Late submission of work
Where coursework is submitted without approval, after the published hand-in deadline, the following penalties will apply. For coursework submitted up to 1 working day (24 hours) after the published hand-in deadline without approval, 10% of the total marks available for the assessment (i.e.100%) shall be deducted from the assessment mark.
For clarity: a late piece of work that would have scored 65%, 55% or 45% had it been handed in on time will be awarded 55%, 45% or 35% respectively, as 10% of the total available marks will have been deducted.
The Penalty does not apply to Pass/Fail Modules, i.e. there will be no penalty for late submission if assessments on Pass/Fail are submitted up to 1 working day (24 hours) after the published hand-in deadline.
Coursework submitted more than 1 day (24 hours) after the published hand-in deadline without approval will be marked as zero but will be eligible for referral. The reassessment should where appropriate, and as determined by the Module Leader, be the same method (e.g. essay) but maybe with a different task (e.g. different essay title) or with the same task (e.g. the same essay title) as indicated in the Module handbook.
In modules where there is more than one assessment component, Students are not required to complete all assessment components if an overall Pass Mark (40% UG, 50% PGT) has been achieved.
The only permitted exception will be in cases where the University is prevented from doing so by a PSRB requirement. In the case of PSRB requirements, a variation order will be required from the regulations.
In modules, where there is more than one assessment component and an overall pass mark has not been achieved, Students will be eligible for a referral* in the individual failed module and/or not attempted component(s) of assessment.
These provisions apply to all assessments, including those assessed on a Pass/Fail basis.
The full policy can be found here
Word limits
The word count is to be declared on the front page of your assignment and the assignment cover sheet. The word count does not include:
****PLEASE CONFIRM WHAT THE WORD COUNT DOES NOT INCLUDE**** e.g. appendices, glossary, footnotes, tables
Please note in text citations [e.g. (Smith, 2011)] and direct secondary quotations [e.g. “dib-dab nonsense analysis” (Smith, 2011, p.123)] are INCLUDED in the word count.
If this word count is falsified, students are reminded that under ARTA, this will be regarded as academic misconduct.
For those assessments where students are required to keep to the word limit, it is proposed that they should be informed that the marker will stop reading at the point when they judge that the word limit exceeds the recommended word count by more than 10%. The marker will indicate the point at which they stop reading the text.
Students must retain an electronic copy of this assignment (including ALL appendices), and it must be made available within 24hours of them requesting it to be submitted.
The full Word Limit Policy is available here
********Time limits and penalties for presentations DELETE IF NO PRESENTATION
The time allocated for the presentation must be adhered to. At the end of this time, the presentation will be stopped and will be marked based on what has been delivered within the time limit.
Group Work
The group work policy can be found here
Module Specific Assessment Criteria and Rubric
| Criteria | Criteria | 0-39% | 40-49% | 50-59% | 60-69% | 70-79% Exceeds | 80-89% Exceeds | 90-100% |
|---|---|---|---|---|---|---|---|---|
| Include percentage weighting for each criterion | Standard Not Met 1 | Standard Not Met 2 | Meets Standard 1 | Meets Standard 2 | Standard 1 | Standard 2 | Exceeds Standard 3 | |
| Criteria 1 (40%) | Introduction of the chosen Financial Sector. + Critical analysis of the market, characteristics of the organisation, opportunities, and Risks within the financial sector. (40%) | Introduction is missing or Inadequate/ irrelevant introduction. Extremely poor understanding and analysis of the way financial technology contributed to the chosen financial sector. Extremely poor market analysis, characteristics of the organisation, opportunities, and risks within the financial sector. | Inadequate introduction. Demonstrates poor understanding and analysis of the way financial technology contributed to the chosen financial sector. Inadequate and poor market analysis, characteristics of the organisation, opportunities, and risks within the financial sector. Discussion is largely off target and supported with no sources. | Financial Sector is chosen, and an adequate introduction is provided. Demonstrates adequate but rather limited understanding and analysis of the way financial technology contributed to the chosen financial sector. Adequate analysis of the market analysis, characteristics of the organisation, opportunities, and risks within the financial sector provided. Discussion is descriptive. | Demonstrates a sound understanding and analysis of the way financial technology contributed to the chosen financial sector. Good analysis of the market analysis, characteristics of the organisation, opportunities, and risks within the financial sector provided. Good range of sources and data is used to support the analysis. | Demonstrates very good understanding and analysis of the way financial technology contributed to the chosen financial sector. Very good analysis of the market analysis, characteristics of the organisation, opportunities, and risks within the financial sector provided. Good range of sources and data is used to support the analysis. Relevant and very good examples are provided. | Demonstrates a real depth understanding and analysis of the way financial technology contributed to the chosen financial sector. Excellent analysis of the market analysis, characteristics of the organisation, opportunities, and risks within the financial sector provided. Excellent range of sources and data is used to support the analysis. Very relevant and very good examples are provided. | Demonstrates Outstanding understanding and exemplary analysis of the way financial technology contributed to the chosen financial sector. Outstanding analysis of the market analysis, characteristics of the organisation, opportunities, and risks within the financial sector provided. Excellent range of sources and data is used to support the analysis. Very relevant and very good examples are provided. |
| Criteria 2 (40%) | Critical analysis of Fintech developments of the financial sector including how technology, data analytics, and customer access may provide opportunities and products you recommend. (40%) | No or extremely poor discussion on how technology, data analytics and customer access may have provided further opportunities for the chosen business. Extremely poor use of examples and academic and industry specific papers and articles. | No or limited discussion on how technology, data analytics and customer access may have further provided opportunities for the chosen business. No or irrelevant use of examples and academic and industry specific papers and articles. | Limited critical evaluation and discussion on how technology, data analytics and customer access may have provided further opportunities for the chosen business. Some use of examples and academic and industry specific papers and articles. | Good critical evaluation and discussion on how technology, data analytics and customer access may have provided further opportunities for the chosen business. Good use of examples and academic and industry specific papers and articles. | Significant critical evaluation and discussion on how technology, data analytics and customer access may have provided further opportunities for the chosen business. Very good use of examples and academic and industry specific papers and articles. | In depth critical evaluation and discussion on how technology, data analytics and customer access may have provided further opportunities for the chosen business. Excellent use of examples and academic and industry specific papers and articles. Relevant data and accredited academic sources are used to support the arguments. | Outstanding critical evaluation and discussion on how technology, data analytics and customer access may have provided further opportunities for the chosen business. Outstanding and exemplary use of examples and academic and industry specific papers and articles. |
| Criteria 3 (40%) | Recommendations (10%) | No recommendations provided | Some generic and irrelevant recommendations are provided | Some relevant recommendations based on the analysis are provided | Good and relevant recommendations based on the analysis are provided | Very good and relevant recommendations based on the in-depth analysis are provided. Recommendations are justified well. | Excellent and relevant recommendations based on the detailed and critical analysis are provided. | Outstanding recommendations based on the exemplary analysis are provided. Recommendations are justified in an exemplary manner. |
| Criteria 4 (40%) | Professional Presentation (10%) | Presentation and formatting throughout are completely insufficient. Numerous spelling and grammatical errors. Failure to cite references correctly in the main text. No reference list provided. | Presentation and formatting throughout are insufficiently professional. Many spelling and grammatical errors. Referencing throughout and in the reference list is insufficiently correct. | Presentation and formatting are adequate—a few spelling and grammatical errors. Most references are presented appropriately in the main text. The list of references is accurate. | Good presentation throughout. Spelling and grammar of a good standard. Very good referencing throughout the main text. Accurate list of references. | Very good presentation throughout. Spelling and grammar of a high standard. Very good referencing throughout the a |